Some Investment Tips

Investment is a process where people invest their money to gain some profit. In other words, it is a way to spend money to buy different items so that one can get profitable returns in the form of capital gains, income, and interest on the total value of these items. It is important to save for your retirement years when your earning would be zero, but your expenses would increase. In order to create a healthy nest egg for your retirement years, you should invest carefully. Your investment can double or even triple ensuring your golden retirement where there won’t be any needs to reclaim insurance.

Stock Market in Indian in 2012

Indian stock market has been very volatile since long. And the future is unexpected. The investors have got confused.

Scenario

For long term investor the Indian stock market has provided no incentive to invest in the market. If the Sensex of BSE is taken as indicator of the stock market performance Indian stock market, then it is crystal clear that the stock market has no incentive to invest as the Sensex has been in the same range since months. First of all the index rises 1000 to 1500 points then the falls by 1000 to 1500 points in few trading days. Again in few trading days the market rises by same 1000 to 1500 points and again falls by the same. This has been continuing since long and it is expected that the same will continue for even longer time.

Indian Economy Slowing Down

The GDP growth of India is expected to moderate and it will be below 7% for the current financial year 2011-2012. The Indian economy had been doing well for some time and it was expected to do well in short terms as well but the changing international scenario and domestic problems in Indian economy has led to slowing down the economy growth trajectory.

Financial Resolution for New Year 2012

The new has already knocked the door and we are celebrating it like never before and we should do this. But while celebrating we should move to new year new approach towards our life, so is to our finances. We should ensure that we are having some realistic financial resolutions this year. Not some very big and artificial ones like previous years just to forget once more. Those who don't have such habit of making a resolution and sticking to it forever should start with some easier ones.

Moody’s Sweetens Recipe of Indian Economy by Upgrading Indian Bonds

Earlier Moody's downgraded Indian Banking sector few weeks back. The same rating agency has sweetened the Indian economy when it needed some help as week rupee, huge fiscal deficit, and policy paralysis made things worse her in India. Its expected that this upgrade will help Indian economy inshort term as well as long term and some foriegn currency, mainly US dallor may come to India for better returns.

Retiring Debt-Free

Everybody dreams of the day when they can finally retire, bit it takes careful planning in order to retire debt free. More Americans than ever before are retiring with mortgages, credit card debt, auto loans and home equity lines of credit. A large amount of non-mortgage debt can be a good indicator of an individual living beyond their means. If retiring debt free is your goal, it must become your number one priority.

Sensex Falls Below 16,000 Level

Today Indian Benchmark Index Sensex fell below the 16,000 level again after rising yesterday. The volatility in the market continues to shake the confidence of the investors in the equities.

On the weak cues from international markets, weak rupee and lack of confidence as well as the upward inflationary pressure because of weak rupee are said to be the main reasons for this volatility in Indian stock markets.

Sensex and Nifty Bounces Back on 22nd Nov 2011

The Volatile Indian stock markets in line with the international counterparts, today bounced back. After falling for many days in row, the Indian stock market today opened higher than the previous closes.

The BSE 30 stock index, Sensex opened 151 points higher than the yesterday’s closing. And the NSE Nifty opened 45.45 points higher than the previous close.

Sensex and Nifty Keep Falling

The 30 share BSE benchmark index Sensex tumbled by over 191 points in opening trade on Monday, 21^st Nov 2011, because of worries about the slowing economic growth in Indian economy and sluggish policy initiatives at different levels and sectors, ailing airline industry as well as uncertainty over the euro zone debt crisis has resulted into lack of confidence in investors in stock markets.

Earn Higher Interest Rates on PPF, Post Office Savings and MIS

Government has increased the rate of interest earned on the public provident funds, post office saving accounts and post office monthly income schemes according to the recommendations of Shyamala Gopinath Committee. One year fixed deposit will now fetch 7.7 percent.